Here are the two now three! model portfolios, updated as of June 19th, 2024.
The first is the CDI Dividend Growth portfolio. This portfolio is more growth oriented, primarily for younger investors or ones who want a higher rate of dividend growth.
It aims to:
Beat the TSX Composite Index in total return, as measured by the XIC.to ETF
Maintain 8-10% dividend growth over time
With zero dividend cuts
Here’s what that portfolio looks like today, sorted by position size. Note the portfolio has a small amount of cash, which is shown at the bottom. That cash has come from dividends over the last few months, which will be reinvested in the next few months.
As of June 19th, 2025, the Dividend Growth Model Portfolio is up 29.02% since inception. Inception was June 1st, 2023.
Next up is the 5-4-3 dividend model portfolio, designed for investors who want a higher current yield with some dividend growth thrown in. It is designed to:
Deliver a 5% yield
With 4% annual growth
Over the next three years
This model portfolio is more concerned with consistent dividends, but I do track its performance against a similar ETF, the Canadian Dividend ETF from BMO (TSX:ZDV).
As of June 19th, the 5-4-3 portfolio is up 25.81% since inception. Inception was June 1st, 2023. All dividends are assumed to be reinvested.
I discuss these model portfolios (including any buy/sell decisions) during Friday Weekly Roundups.
Portfolios are tracked using The Globe and Mail’s portfolio tracker, an excellent addition to an already robust news website.
Finally, we have the Buyback Dividend Model Portfolio. This invests in stocks that:
Have repurchased shares at least 7 of the last 10 years
Have consistently increased their dividends over time
It will consist of equal-weight positions and will be updated on a yearly basis depending on companies that meet or do not meet the criteria. Dividends will slowly accumulate and will then be reinvested each year. Here’s what the portfolio looks like today:
This portfolio will be tracked and reset each January 1st.