And why it really was a blessing in disguise
I bought TD around the same time and have added via DRIP since then. Its has worked out just fine, despite the ridiculous initial fee. As they say: "Its time in the market..."
Regarding stocks, some of us remember pre internet investing with paper stock market subscriptions and $50 brokerage fees. My two 30 year holds, Home Depot and Brascan (pre Brookfield) have been solid RRSP Investments. I did sell McDonalds. Without a doubt I have lost far more on taking profits by partially selling winners as opposed to holding onto the losers.
I feel this. My dad worked at a shop owned by Boyd Group in 2008/09. I got spooked by the economy and some of the workers at his shop and never purchased shares. Could have bought under $3. It's at like $240 today. Horrible. lol.